Planning for a full life.
Adulthood

Have you explored the various housing options? Who will provide continued supports? Where will the money come from?

One of the biggest obstacles  encountered is that parents and even professionals in the field of providing services to families, are not comfortable talking about money.  It is important to discuss money for as we all know it takes money to provide for staff, housing expenses, employment supports, transportation, education, health care services to name a few. It is also a reality that the government does not have funding to provide for all of these services.

UNIQUE PLANNING REQUIREMENTS

  • At this point, since your child is now leaving the public school system and services, you should have already gone through the transition planning.  He/she should already have established a day program as well as transportation and residential eligibility.   

  • If you have not yet identified local support agencies that specialize in providing information and services for your child’s specific needs, you need to so as soon as possible.

  • Maintain a balance in your overall planning to include the needs for other children as well as your own needs – both personal and financial.

  • Determine an adequate amount of life insurance needed in the event of a premature death of a caregiver and review life insurance needs and products with a Financial Advisor every few years.

  • Review your financial and estate plans.

  • Include adult brothers and sisters in your plan for your child’s future.

  • He/she should already have established a day program as well as residential eligibility.

  • Do not assume that the Government will fully provide for your child’s lifetime needs. Maintain a balance in your overall planning to include the needs for other children as well as your own needs – both personal and financial.